I would go without myself to help my children if they were in desperate need. It has never come to this, but I buy bits and pieces for them now and again just because. My DS doesn't need our help at all as he's a very high earner but my DD is at the opposite end of the earnings spectrum and is a single mum to boot, so life can be a bit of a struggle for her. She manages her money very well but there is little to spare for extras or if an expensive item needs replacing. This is where I step in - I couldn't see her go without a washing machine, for example, if it broke down! And we would be both rather she had the benefit of our money now, when she needs it, and when we can enjoy the giving of it, than after we're dead.