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Ask your fraud and scam questions to Take Five to Stop Fraud representative and Senior Fraud Prevention Officer Tony Blake - chance to win £150 voucher! NOW CLOSED

(156 Posts)

GNHQ have commented on this thread. Read here.

EllieGransnet (GNHQ) Tue 16-Jan-18 17:17:31

Finding out you have been a victim of fraud and/or a scam is never a pleasant experience and often figuring out whether a call/text/email is a scam and/or fraudulent can be quite difficult. Therefore Tony Blake, a Take Five representative and Senior Fraud Prevention Officer would love to answer your questions and queries on fraud and scams.

Here is what Take Five have to say: “Fraudsters are now very sophisticated so it is more important than ever that people are aware of the advice on how to protect themselves from becoming a victim of fraud. Always question any calls, texts or emails asking for your details out of the blue. Stop and think before you give away any information, no matter how legitimate the person sounds – remember – it’s My Money? My Info? I don’t think so. If you’re unsure, hang up and don’t reply and contact the organisation directly on a number you trust.”

Do you want to know the difference between a fraud and a scam? Perhaps you’re not sure what to look out for when it comes to knowing whether something is a scam or not? Or Maybe you have been a victim of a scam before and want to know how to protect yourself in the future?

Here is some more information on fraud expert, Tony Blake:
Tony Blake is a former police officer who currently works for the Dedicated Card and Payment Crime Unit (DCPCU) and Financial Fraud Action UK (FFA UK). Through a range of programs, Tony helps to proactively raise awareness and prevent Fraud.

Please post your questions on the thread below and we’ll choose 15 for Tony Blake to answer and then post a link to the responses as soon as possible. Everyone who posts a question will be entered into a prize draw where one GNer will win a £150 voucher of their choice (from a list).

Thanks and good luck
GNHQ

Standard Insight T&Cs apply

cinders59 Thu 18-Jan-18 11:41:49

I am wary of mobile pay how secure is it as it would be easier to use I have an iPhone and know there was a security issue recently

pennwood Thu 18-Jan-18 11:36:18

I often enter competitions online but am concerned they often require , name, address, date of birth, telephone number, mobile number & email address to enter. This seems excessive information to put 'out there' & what are the negatives to providing this?

gd Thu 18-Jan-18 10:58:26

If a company loses your data, are you entitled to any financial redress, e.g. to cover the cost of registering with CIFAS

littlemonkeyz Thu 18-Jan-18 10:58:21

My elderly dad has dementia, how can I protect him against fraudsters?

mo3733 Thu 18-Jan-18 10:56:25

if money is scammed out of my account and I dont notice for a while, am i liable until the date i do notice ?

Dormouse1940 Thu 18-Jan-18 10:35:29

If I was the victim of identity theft, what signs should I be looking out for? And who could I turn to for help and advice?

hdh74 Thu 18-Jan-18 10:21:57

Scam e-mails are getting more sophisticated all the time. How can we be sure which are genuine and are some e-mails harmful if you just click on them but don't give anyone any details?

kateloader Thu 18-Jan-18 10:13:20

Do you think the Banking Industry could do more into stopping Fraud? There doesn't seem to be prominent enough warnings on their websites giving some education into types of Fraud to be wary of?

shell Thu 18-Jan-18 10:09:47

Are there any sites online that we can report all these scam phishing and fraud emails we receive? I know that paypal have an email address that we can forward paypal spoof emails.

Angelwings Thu 18-Jan-18 09:53:22

Is it true that if you are the victim of a scam or fraud and you have paid for your product on your credit card, that the credit card company will refund you ?

Esspee Thu 18-Jan-18 09:39:40

I recently got a scam call purportedly from my supplier Talktalk telling me they had detected a fault with my broadband service. When challenged they confirmed my account number.
Fortunately I was suspicious and offered to call them back on Talktalk's advertised number. Needless to say it had not been a call from Talktalk but I worry about other older people who might be conned in this way. How can we guard against these unscrupulous people who want to access our computers to obtain bank details etc. and who already have some information to validate themselves?

janeyf Thu 18-Jan-18 09:21:16

Although I am used to online banking, I do worry about accessing my account in public places due to wifi in some cafes and other communal meeting places being insecure. How safe is it just to log in to check my balance when not at home using my own network? I am worried fraudsters sit in public areas purely to hack into people's devices

bubbleybooboo Thu 18-Jan-18 09:16:03

How safe is it having apps such as Barclays banking on your mobile ?

towser44 Thu 18-Jan-18 08:26:52

How safe are these mobile payment apps, such as Apple Pay?

Roraima Thu 18-Jan-18 08:13:43

How do I know if my landline is shared with someone else?

glenka Thu 18-Jan-18 07:46:47

What's the best way to tell if an email from my bank is fake or not?

jenpax Thu 18-Jan-18 07:44:57

Contact Citizens Advice consumer helpline
Citizens Advice consumer helpline: 03454 04 05 06
Textphone: 18001 03454 04 05 06
Monday to Friday, 9am to 5pm
To contact a Welsh-speaking adviser: 03454 04 05 05
Textphone to contact a Welsh-speaking adviser: 18001 03454 04 05 05
Closed on bank holidays

Calls to the helpline cost up to 9p per minute from a landline. If you're calling from a mobile, it'll cost between 3p and 40p per minute - if you have inclusive minutes, it's the same as calling a landline. Find out more about call charges on GOV.UK.

An adviser will answer your call as soon as possible, usually within a few minutes. Once you're speaking to an adviser your call should take an average of 8 to 10 minutes.

Grannymoz Thu 18-Jan-18 07:39:57

My bank keep ringing and we always read about not giving out details but the first thing they want is details for security and DP reasons when they called me! The branch don't have access to see if they called and I feel nervous - is it a scam? How should I handle such calls

lizd31 Thu 18-Jan-18 07:36:05

I recently bought a mattress from a mobility company on ebay which was supposed to be for an adjustable bed. When they delivered it & had left I saw the label & realised it was not the one I had paid for. I checked & it was £200 cheaper than the one I had paid for. I contacted them & they said it was a genuine mistake but it was definitely for an adjustable bed so I could keep it & they would refund the difference. I trusted them but the mattress doesn't move with the base. I've contacted them since & they refused to believe me saying all memory foam mattresses were suitable for adjustable beds. I contacted lots of places & they said that's not true. I have had to buy another mattress since & still haven't got my money back from this company. I have threatened them with Trading Standards & reporting them to ebay but they don't seem to care. I have since found out that no memory foam mattresses are suitable for my bed as it is a Craftmatic which they obviously knew when they delivered the mattress as they took away the original Craftmatic mattress so does this class as fraud & what steps can I take to get my money back

MimiJoy Thu 18-Jan-18 07:31:19

Ask your fraud and scam questions

hiddenmichelle Thu 18-Jan-18 07:18:02

If your bank called you how do you know its them?

maryandbuzz1 Thu 18-Jan-18 07:16:32

Where’s the first port of call when you realise you have been a victim of fraud?

bobble5366 Thu 18-Jan-18 06:51:26

I have bought some vitamins over the phone with a company, gave them debit card number, and 3 digit number on the back. Although I got my order, I am worried that my details are 'out there' how do I know my card will not be used by someone at the company without my knowledge, I am now checking all my transactions every day. I want to be able to buy things over the phone but am worried about fraud.

emmal01 Thu 18-Jan-18 06:29:38

We keep getting Skype calls coming through on our laptop, even though it’s not an application we use. We’ve now uninstalled the program, but why would we be getting these, is it part of a scam?

glammanana Wed 17-Jan-18 14:24:55

How secure is the virus protection that comes with some broadband Companies I have McCafee (?) included in my bundle but have had a much more effective one added by my supergeek man as he told me the ones supplied in the bundle are very weak.