Hi em I think we would all do the same in your shoes if we could and eys I too have and still help daughter who has also in the past got into debt..and to be honest i think the companies/store cards/credit cards/etc etc are as much to blame as they entice people and don't give a hoot or consider if they are able to pay back...we can all juggle figures about to make it look good that ohh yes we can afford the monthly payments , until1 an emergency crops up or some one loses their job, or a split in the family relationship...whos doesnt want a little bit of a teat when its handed to hem on a plate..!
I hope your daughter is now in a better position and keeps here head above water..(not sure if my daughter at 28 will ever learn)!!
some are great mamagers and others ! well!! to them finances are just "mixed up numbers" lol.
as for being on the ball..I think its just when you come across a problem, you try your best to resolve it as easily and as less stresfull as you can, I am not an educated person, far from it, but hate being and others taken for a ride...
just an example we have at the mo...!! my husband bless himm has a model train layout....I buy him odd things from ebay and sell on things he doesnt need any more....2 weeks ago we bought a model train "ROYAL SCOT" IN MAROON to be precise....!! the seller decribed it as ..when on the track it made the hissing & chugging sound that the steam trains make...(ohh grandson will love that he thought) well yes the trian come...and he unwrapped it all excited (hubby I mean not grandson) took it upstairs... put it on the track... it zoomed along nicely..but!!!!! the hissing sound and chugging sound were not to be heard...!! to cut long story short the seller had told lies...he reckoned you put a battery in the back of the trian etc etc ...I sent him photos that no way did any battery go in the back.....so I AM "DISCUSSION" with him also!! demanding a part refund and postage huh!! he is very long in answering my emails....apparently he is a paramedic! and been very busy! well yes I thought and forgive the pun ! but I do not like being taken for a ride! either
so..."onward christain soldiers" lol....
on the other side of the coin..I do not liek confrontations..i will do anything for a quiet life, most people thimk I am soft and let things go....but this last year or so I seme to have become more..ermm. lets say,,determined (maybe my age I dont know) (55).lol..