I know it's a month away but I already getting depressed about the shops foisting red hearts and 'romance' everywhere I go. I hate Valentines! It's a commercial rip off that seems designed to make those of us who don't have partners feel crap
and inadequate. Please tell me I'm not alone. I am tempted to spend the entire day under my duvet with a large box of chocolates (unless anyone has any better ideas. Although...can anything beat that?!)
Talking about wealth: what happens if the government took on the mortgage debt?
That's very funny, Joan!
I have, of course, no idea where they are now 
chance would be a fine thing.