Gransnet forums


cheques not accepted

(39 Posts)
anneey Sun 29-Jun-14 18:53:56

I intend buying an expensive item (£1500) from John Lewis.
However they will not accept a Building Society Cheque. In fact NO chqs at all. This is so inconvenient, it means transferring money from the Building Soc. to my Bank....What if I didn't have a Bank Account?
Don't get me wrong, I love shopping in John Lewis.

janerowena Mon 30-Jun-14 13:58:54

All of my family do online banking, no-one thinks it's cheeky because it's how we do all our shopping. So today I shall be sending my daughter money for my GD's birthday, she will buy something on my behalf and wrap it! Very civilised, I think. I just send a card separately, safe in the knowledge that my daughter will buy something they actually like. With no postage or cheque payments involved.

littlegran Mon 30-Jun-14 14:58:29

I write a cheque when asked to donate to various charities if i wish to do so.

durhamjen Mon 30-Jun-14 18:18:57

I always use cheques for charities, too.
One thing I saw recently was that we will soon be able to pay cheques in by just taking a photo of the cheque and sending it electronically. I find this idea rather bizarre, and it seems to me money launderers will love the idea. You can draw on the cheque within two days.

rosesarered Mon 30-Jun-14 18:28:42

I send cheques to; charities, for birthdays/Christmas and for builders/decorators etc whenever we need work doing around the house.I think cheques are still very useful.If we buy from say, John Lewis, it's either online by card, or in the store by card.

Ariadne Mon 30-Jun-14 18:46:14

Can't remember the last time I wrote a cheque! With the DGC, and other secure sources, we just "ping" it to their accounts, and tell them in a card what we have done.

I find it difficult to remember to keep a little cash in my purse too, these days. But it isn't a real problem, surely? Just a question of adapting the way we work.

merlotgran Mon 30-Jun-14 21:42:30

I wrote a cheque today as quickly as possible because I was holding my breath.

We'd just had the cess pit emptied!! shock

Deedaa Mon 30-Jun-14 23:12:52

I use cheques to pay my dentist as she doesn't do cards. The last time I had to post a cheque I was so out of practise I forgot to sign it blush

kittylester Tue 01-Jul-14 08:37:09

I don't actually know where my cheque book is! blush.

DH still uses and receives cheques for his business. It seems very anti various disadvantaged groups (eg people older than us!) to phase them out. Having said that, my brother, who is younger than me, doesn't use the internet and uses cheques most of the time confused

HollyDaze Tue 01-Jul-14 09:29:52

Although I usually pay by card, I do sometimes write cheques.

Aren't banks trying to phase out cheques completely

That is what I had heard. However, when I was chatting with one of the bank staff not too long ago and I mentioned about paying a roofer in cash, he advised against that and said it is safer to pay by cheque because should anything go wrong, they will be able to trace the person the cheque was paid to; made sense to me!

Tegan Tue 01-Jul-14 12:48:21

Have written out three cheques this week; one as a wedding gift as I couldn't get onto the website, one to pay for B&B accomodation and the third to pay for dog kennels..the last two would only accept cheque or cash.

janerowena Tue 01-Jul-14 13:17:44

Around here, most takeaways will only take cheques. It's because the internet disappears with alarming regularity and sometimes payments get aborted halfway through. So there would be an outcry if cheques were discontinued.

janerowena Tue 01-Jul-14 13:18:35

I was in the local Aldi when it happened once, I was so glad I had my chequebook with me, people were putting their shopping back or just abandoning their trolleys.

Eleanorre Sat 05-Jul-14 21:25:01

We just paid for a brand new car with switch . The garage said there would not be a problem because they have been approved by the bank .