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AIBU

cheques not accepted

(38 Posts)
absent Sun 29-Jun-14 21:56:23

Aren't banks trying to phase out cheques completely and make sure that most people use debit/credit cards and the "instant swipe" type cards for small purchases? They [the banks] reckon that handling cheques is expensive for them and they have made it expensive for businesses too. I think the original plan was to discontinue the use of cheques some time in the very near future but there was something of an outcry and the plan was dropped - probably temporarily.

Nonu Sun 29-Jun-14 20:55:18

ANNEEY , that is crazy , the fact that you can have the building society issue a cheque means you have funds .

Sorry, I can"t understand that !!

granjura Sun 29-Jun-14 20:48:23

Must say I miss cheques- but where I live they just do not exist!

When I go shopping in nearby France though- I do find it irritating when there is a big queue at the check out, and several people take ages paying by cheque for a few items. Hate them, love them...

Why not write or phone customer service at Head Office to make your comment and ask for advice?

merlotgran Sun 29-Jun-14 20:41:05

The problem with only using a card is that if you make a payment that's unusually large and doesn't follow your normal spending pattern the bank puts an instant stop on it. That's great for security but frustrating when you need to get something paid on time.

I once rang our bank when I was going to have to stump up a larger than usual amount and asked if they could guarantee it would go through on the card but they said they couldn't because the 'stop' happens at random. That's no help when the firm you are about to pay doesn't take cheques. hmm

annodomini Sun 29-Jun-14 20:35:59

I usually have to pay the window cleaner by cheque because I often miss him and when I do see him, the bill has mounted up to far more than I keep in my purse.

Lona Sun 29-Jun-14 20:13:25

I send cheques to my dgc at Christmas and birthdays when I'm not going to see them.

Aka Sun 29-Jun-14 19:49:32

Only cheque I write is to the milkman. I roll it up and stick it in the neck of the milk bottle(s) I'm returning.

glassortwo Sun 29-Jun-14 19:30:50

anneey My supply of a good cup of tea grin

anneey Sun 29-Jun-14 19:28:01

That was funny glassortwo. I didn't know of the Ringtons man.
I didn't want to show my ignorance, so googled, and now I know.grin

anneey Sun 29-Jun-14 19:19:47

Yes, Merlot same here. Having said that I belong to my local U3A. They will ONLY accept cheques. Its just that I don't keep a large amount in the Bank. My CARD would not cover £1500. hmm

glassortwo Sun 29-Jun-14 19:18:16

The only cheque I ever write now is to the Ringtons man smile I know he comes every two weeks but I never seem to have cash when he comes.

merlotgran Sun 29-Jun-14 19:04:27

I can't remember the last time I wrote a cheque.

anneey Sun 29-Jun-14 18:53:56

I intend buying an expensive item (£1500) from John Lewis.
However they will not accept a Building Society Cheque. In fact NO chqs at all. This is so inconvenient, it means transferring money from the Building Soc. to my Bank....What if I didn't have a Bank Account?
Don't get me wrong, I love shopping in John Lewis.