My lovely old dad, got me to do all his online stuff for him and pointed out that this was to 'stop him being defrauded', I paid his car tax, all insurances, booked flights for him etc. he always paid me back of course, but he just didn't feel confident with it all.
I was sad that he didn't embrace technology because we could have sat and chatted on FB or Skype and shared all the family pics and so on.
It is hard for some older people to see how it will help them and they think the costs too high.
I distinctly remember, when my friend told me about the internet, saying, 'I will never use it', here I am, older and wiser.