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To retire

(53 Posts)
Esspee Tue 04-Aug-20 12:56:57

I have been on furlough, though I never applied as I thought I didn't qualify. My work is sort of part time freelance in that I get offered short contracts and can accept them or not.

A couple of companies I usually do work for simply started paying furlough money into my account. Ironically the company I do the most work for wrote saying I didn't qualify, possibly because I was out of the country in January and February but that is irrelevant to my question.

I am no longer in receipt of furlough pay and a very limited number of jobs are currently on offer but I am loathe to apply. It is customer facing work and I have been told I have to wear a mask for 8 hours a day which I will find exceedingly stressful. If I don't apply for these jobs someone else will do, so the companies won't be left in the lurch.

Am I being unreasonable to now retire? Is it unethical to have accepted the government money then decide not to return to work?

kwest Thu 06-Aug-20 16:52:56

I am 72 and have done some voluntary counselling for the past 12 years or so, along with normal freelance private counselling. The lockdown has given me time to consider my future and I am thinking of giving up the voluntary work. It is worth about £90.00 per week so I feel that I have put something back for quite a long time. There is still a shred of guilt there for considering giving up and keeping the small amount of private paid work. However the paid work provides enough money for me to pay for a modest holiday for myself and my husband where we hire a lovely cottage by the sea for 10 days and another smaller one for three nights, This enables us to get our children and grandchildren together for a long weekend once a year and then the two of us stay on for the rest of the 10 days.
I have loved having this lockdown time quietly at home with my husband and my previously very busy life seems less inviting than it did. Am I being really selfish? My husband still works in our small building business regularly and at his own pace but in two years we would both like to be retired to spend more time together.

Puzzled Tue 18-Aug-20 11:45:00

IF you want to; and can afford it, do!
On my retirement course we were told "You are going on the longest holiday of your life"
Since then we have been able to do modest things that were impossible when we were working.
We have time for each other, and our own individual interests.
To be recommended.
The worst alternative is not to be recommended, although eventually it comes to all of us.
So make the most of things while you can!