AIBU to not disclose compensation

If you are registered with utilities as a vulnerable at risk person with your autoimmune condition the compensation could be for you

As already mentioned you are being financially abused and controlled which is why you have this dilemma. I hope you can see this. X

Before you come clean xheck that is nit a refund because of your disability. It could be as disabled people are sometimes on a special list in case of emergencies.

I really can’t take this seriously.

FloraDora haaaaa, that's a good option and 1 that carries a lot of weight for the very reason, i am horrendously forgetful..... haaa GOOD 1.

I said earlier i would close this down as its doing my head in ( despite the fact i started it) but i couldn't not reply to your post FloraDora ...

I'll drink to that ( now where did i put my wine???? Haaaa )

I cant believe what I have just read. It’s not 1954! You are legally entitled to half of everything and probably more as he is such a tight wad. I dont work as I have been ill but all our money goes into one account. Always has done. We’ve been together 30 years. Just because he pays the bills it doesn’t mean all the money is his.

I’d have started divorce proceedings long ago.

OP

You are severely under reacting

You are stuck looking at a leaf (the check) and ignoring the forest (the overall situation)

How financially savvy are you? From your comments, sounds like not much.

You are 10 years younger than your husband.
Are you aware of passwords, what accounts are setup where, due dates of bills, how much to pay every month know bills, how much money on both accounts, etc?

If he is not able to be earn or passes away, you are left with a house and your account. A house is not a liquid asset like money in the bank.

How are you planning to support yourself? What money to use? What budget?
Are you assuming other people will step up and help you if he dies (family members, for example)?

Instead you are scared you are "hiding" a check that came under your name, scared of his reaction.
That says everything.

Please get your head out of the sand and dont be an ostrich.

You are in trouble as your financial future is not planned.

You're sneaky, FloraDora.
I like your style!

Urmstongran

Oh I’m not getting involved ha! Good luck with whatever you decide.

Just had a thought though. Won’t it show up on his utility statement as a credit for energy at that address?

My mother’s words come back to me as I’m writing ....
‘Oh what a tangled web we weave
When first we practice to deceive”
?

"But when we've practiced it a bit we make a better job of it ". Keep the money and forget you ever got it if he later finds out it had come .say it was in your name so he could not pay it into his bank and you forgot to share it .

It’s nothing to do with the house being in your name. The electricity companies only have details of customers and you must be the customer or you wouldn’t be getting anything from them coming through to your phone. You haven’t said what’s coming through so I can only guess it’s bills/statements. You must know what you’re receiving and tbh I’m rather dubious about this whole thing.

Perhaps your husband keeps his savings quiet because the house is just in your name? Why not suggest putting it into joint names in exchange for the all savings and the current accounts being transferred into joint names? I find it hard to attach any blame to him if you’ve kept the house in your sole name.

Sorry Calistemon. I meant compensation not refund. Brain not in gear.

When you married did your husband vow "with all my worldly goods I endow"? Maybe not!

You own the house but he has the 'cash'. If he moved out your benefits would be much higher, but then you have all the bills. Maybe you'd be better off, maybe worse off ... financially. Well, until a divorce court splits everything down the middle, house, savings, pension.

Seems the real issue is money is coming between you and your husband. Tell him about the cheque. Maybe show him this thread. Discuss together what best to do with the cheque.

Bigger issue is if he dies all his accounts will be frozen until probate is complete. You could be in a position of having no cash to hand, just your small benefit, and things could be very difficult for you at a time when money will be the last thing on your mind. It would be better to have a joint account. I say this as this was something we were just discussing... with COVID around life seems less certain.

Awwwww thank you MissAdventure .... yes i will call in, sit down with a coffee and join, i can assure you the shall I/shan't I dilemma wont be 'put out there', it's doing my head in haaaa.

Thank you again....

Merry Christmas to you, Serendipity.
Please come back for another chat at some point.

The cheque is compensation for the loss of power during the gales we experienced. Why its in my name i have no idea, but a new take on the matter maybe at 1 gran said, that the house is in my name, apart from that i literally have no idea, but the core reason for advice is, do i disclose this cheque or deposit is and keep shhhh.

I have received a lot of replies for which i am really grateful and now i think i will shut this baffled situation down and mull it over after Christmas...
What a hoo-ha.

Happy Christmas everyone and thank you once again .

It's the customer who is entitled to any refund.

It's not a refund, it's compensation for being without energy after the gales.

In the circumstances you describe, Serendipity, I would pay the money into my bank account (you can do this online for some banks now by taking a photograph of both the front and the back of the cheque) and say nothing. The house is yours; the electricity supply to the house is therefore yours also (to share with others living in the house, obviously), and that is why the cheque is in your name.

I'm rather amazed you had to even think about what to do with it. It has nothing to do with your husband. Since he likes and keeps his money separate, unless he's a complete jerk, he presumably expects you to do the same. Isn't that the arrangement the conditions of the unfair, imposed treaty that you live with? What's sauce for the goose is sauce for the gander as well.

i can only think that the power supplier would know all householders names by the register or whatever its called that shows who owns which property, thats my guess on the matter, but i never thought that that could be the reason for cheque being in my name.

Don't be silly.
The power company will make payment to whoever is on the bill.
As you get the bills by email, why not look at one of them and you will very likely see your name on it.
Probably DH set it up like that, as you own the house.

I hope you had a good sleep.

It's the customer who is entitled to any refund. The owner of the house might have let it and the tenant will have their own account and be entitled to any compensation. So this means the account is in OP's name. I have never understood the 'it comes through to my phone' thing. Nothing comes through to your phone if you haven't requested it, e.g. by creating an app or giving out your email address.

Well said Grannynannywanny - please reassure us concerned Grans Serendipity22. Eeeh I'm right proper annoyed with your miserly git husband. Tight old sod

ooo i would be fuming. If i didnt work and was "allowed" 100.00. I raised our 2 children, I clean up his clothes , I clean our house i cook for him but he also does it for me....i,m sorry but thats disgusting.

Id keep it but tell him and inform him hes not having it

Its literally his and mine

And the house is yours - thank goodness!

Serendipity22 I’m glad to see you have the security of house ownership. I hope you’ve managed that in the same business like manner your husband has applied to his savings and don’t have his name on the title deeds.

For good measure perhaps you could charge him rent. That would teach the miserly git!

Cabbie21
No joint account of any description. Its literally his and mine

Thank you for your reply.

Dottygran59 hahaha thank you for your reply, what a flippin carry on it all is, some would dash to the bank and deposit the money as quick as Willow the Wisp.

Germanshepherd i can only think that the power supplier would know all householders names by the register or whatever its called that shows who owns which property, thats my guess on the matter, but i never thought that that could be the reason for cheque being in my name.