elfies
Anyone else who can't understand how the new concept of money disapearing from your bank account if you don't spend it by a certain date . Is this pie in the sky, scaremongering or conspiricy whispers . What happened to rewarding savers ,and people saving for old age .
It sounds like a conspiracy theory, but supported by true stories of people appearing to lose the money in their bank accounts and being shown they had a Nil balance.


