I go with the PAYG method, much better.
Good Morning Monday 11th May 2026
Sometimes it’s just the small things that press the bruise isn’t it? 😢
I have recently been away with a long standing male friend with whom I share common interests and hobbies for a weekend break. Generally when we meet up for days out together we take it in turns to pay for meals out, entry fees etc, and it balances out fairly evenly, but on this occasion I was surprised to be presented upon our return with a hand written ' statement of account' of our joint expenditure to the exact penny (save that one meal I paid for had been missed off, presumably an oversight ) .
I was perturbed at the otherwise accurate account and the suggestion of one of us ( him) owed me £17.85. This amount was on a total expenditure of just over £400 between us. The trip was on the basis of sharing expenses but I had not expected the expenditure to be monitored to the exact penny.
Is this a red flag in a possible long term relationship ( but not marriage) with this man as I suspect he is expecting me to agree to further trips.
.One of the reason I divorced my husband, was (among many other reasons) , his general meanness.
I have always considered my friend to be frugal and careful with money but the careful watch on my spending has unsettled me What do others think, AIBU and how would you broach the subject or would you just let it go?
For reference, we both enjoyed the trip and our monthly incomes are currently similar ( his is higher at the moment as he is working part time) but he has considerably more in assets.
I go with the PAYG method, much better.
I think the red flag is that he missed out the meal you paid for.
With someone as pernickity as he seems to be, I doubt it was an oversight.
I would certainly point out his error and suggest he might find an app (of which there are many) that deals with bill splitting fairly.
Then I'd run a mile.
He sounds very pernickety.
Not a good trait.
rocketstop
I just think you should each pay for your own, if you have to share to avoid embarassment ie Restaurant bill One poays and the other gives exactly half and half the tip, that way things cannot be misconstrued and you won't be presented with a statement, which I wouldn't like either.Also be very clear if either of you is going to pay for the other person as a treat so you would say 'No need to pay me back for this as I am paying for you as a treat this time'
To be honest, I think he may only get worse and him being nit picky may eventually ruin your outings.
I think you may be right and I'm going to suggest that we adopt PAYG splitting to avoid the post trip issue. But tipping is probably a separate issue as he nevers tips in a restaurant when he pays, unless a tip or service charge is already added to the bill and I always do tip when I pay, unless the service has been very poor for some reason. It's such a shame that for some unknown reason I'm finding this is more of an issue, probably due to the prospect of other possible more frequent trips being suggested. I will have to prepare myself to see how things pan out.
I would be more concerned about this rather controlling aspect of his behaviour than the actual cash concerned.
I dislike the idea of accounting for every penny spent but think that is a reaction to being married to a very mean man first time round. I think you need to have a frank discussion about your concerns.
I just think you should each pay for your own, if you have to share to avoid embarassment ie Restaurant bill One poays and the other gives exactly half and half the tip, that way things cannot be misconstrued and you won't be presented with a statement, which I wouldn't like either.Also be very clear if either of you is going to pay for the other person as a treat so you would say 'No need to pay me back for this as I am paying for you as a treat this time'
To be honest, I think he may only get worse and him being nit picky may eventually ruin your outings.
Think it was mentioned but when we go away with a couple of very good friends we always contribute the same amount of cash into a kitty purse which is used to pay the joint bills fir meals or coffees etc, and if we are running out we add the same amount to replenish.
If you don’t use cash then perhaps one person uses a card and then at the end the bill is divided.
Or there’s almost certainly an online system.
We have a joint holiday account with our friends which we e@ch deposit the same amount into the account, monthly, it works very well and has paid for a number of breaks.
You need to have a chat with your friend but if you are or might be a couple maybe the ‘to the last penny’ attitude is a step too far.
Shinamae
If it was me, I would prefer to pay my own way….
Then there can’t be any misunderstanding 😵💫
This. 👍
AreWeThereYet
Instead of judging him based on the reasoning of a number of unknown people why don't you ask him why he did it?
Maybe he feels you are out of pocket and is uncomfortable with it. Maybe he misinterpreted something you said at some point. You could always just tell him you were perfectly okay with the previous arrangement. Maybe he wasn't for some reason.
His answer could tell you exactly what you need to know.
Yes, I was thinking the same. Just talk to the man! If it is that he feels uncomfortable because you have paid out more than him, I think that’s a positive rather than a negative.
Some people don't like "loose ends"
However, you may also have a preference - PAYG - so you could simply suggest that.
42Cabbie21. Just to clarify, I have not bothered to point out his accounting error ( which incidentally was in his favour,) as I think that would only make my discomfort worse. It is not the figures that are the problem, it's the fact that an unexpected post trip statement of costs has unsettled me by making me think this may be an indicator that his usual frugal nature is verging on penny pinching and/or scrutiny of my spending.This has alarmed me in case it should turn out that he desires more frequent and regular trips. I enjoy his friendship and company but don't like how this made me feel.
Instead of judging him based on the reasoning of a number of unknown people why don't you ask him why he did it?
Maybe he feels you are out of pocket and is uncomfortable with it. Maybe he misinterpreted something you said at some point. You could always just tell him you were perfectly okay with the previous arrangement. Maybe he wasn't for some reason.
His answer could tell you exactly what you need to know.
If one member of the party had much more expensive tastes than the others it was soon flagged up and dealt with, and no ill feeling ensued.
One of my friends likes a steak, obviously more expensive than other dishes. She just pays the extra that night.
Thank you for the responses and it's interesting to see those who think a statement of account is a perfectly reasonable way to deal with costs sharing on a joint trip. I guess what is I am uncomfortable with is the unexpected change in the previous informal arrangements, and the level of scrutiny of costs. I am absolutely ok about sharing costs fairly, but I think I'd rather split each bill on a PAYG basis if he wishes exactitude to the last penny. That would also mean I would not have to fund all the advance payments such as bookings since he does not like using his bank card to pay for anything on advance. For the time being, unless there is an opportunity to discuss the post trip ' 'statement of account' without causing offence, I'm simply going to suggest in future that we move to PAYG splits on other outings to save doing this exercise post trip. If it was a group outing, I can see why an agreed kitty would be more straightforward, but less so when it's just one friend where shared costs have always been informally split. I do not want to waste time worrying about whether he feels either he or I has 'lost out' by a few pounds financially as it would spoil any future trip/outing for me. I have enough insecurities already without adding to them..
welbeck
there is no right and wrong.
it's not an exam.
that's the point; it's making OP feel uncomfortable.
women are too conditioned to put up with feeling uncomfortable and deferring to others' wishes, esp men.
it is not actually compulsory to do so.
she can simply step away and save her energy for more rewarding interactions.
i sometimes think there is too much analysis, or agonising, rather than simple action.
respect one's feelings.
all the best, OP.
I totally agree with you there. It's not sitting right with the OP, and that says it all for me. I have to say that it would be a bit of an issue for me personally.
As you normally finance each other on days out,, I would give him the benefit of thinking that he is being respectful and honest with you.. If you find this situation uncomfortable then tell him.. depending how he reacts to that, and you would need to say what you would prefer, you can decide whether he is mean or scrupulous.. and if you really like his company then find mutually satisfactory way of dealing with finances in the future
No big deal. At least he presented the account in your favour, ie acknowledging he owes you, even if it was because he had forgotten something you paid for. If things are pretty even and you have similar tastes, I would just say, Let’s just take it in turns to pay, if you don’t like his accounting.
If it was me, I would prefer to pay my own way….
Then there can’t be any misunderstanding 😵💫
We are away with family members self catering, buying coffees etc, we use an app called Splitwise , put in names and how much spent etc and it works out who owes who and how much. Probably better with groups, but would work with a couple.
For me, a lot would boil down to how much you like him and what you are hoping for the nature of this 'friendship' to be. If he is just a companion that fills in lonely gaps, then maybe think about fading him out. If, on the other hand, you are quite fond of him and he makes you laugh and is good company, why not just sit down with him, ask him his thinking behind this, and discuss if there is perhaps another way to sort finances out. A lot will depend on how easy going he is. If he is just a tight fisted meany, then they always manage to bring everything down to money. If he is a cheerful chap, then I am sure you can sort something out.
My friends and I had a kitty purse, whenever we went away.
It always worked out well.
The kitty, topped up as needed, meant that we had many holidays with various friends without any problems. If one member of the party had much more expensive tastes than the others it was soon flagged up and dealt with, and no ill feeling ensued.
there is no right and wrong.
it's not an exam.
that's the point; it's making OP feel uncomfortable.
women are too conditioned to put up with feeling uncomfortable and deferring to others' wishes, esp men.
it is not actually compulsory to do so.
she can simply step away and save her energy for more rewarding interactions.
i sometimes think there is too much analysis, or agonising, rather than simple action.
respect one's feelings.
all the best, OP.
Working out the exact costs of a trip away afterwards, and sending friends a bill, is exactly what my husband does with his golfing buddies.
When I go away with my friends we use a "Kitty Purse," and all put the same amount of cash in as required as we go along.
We usually eat and drink a similar amount so that works for us.
This friend is not your husband, live-in partner or someone you share any other expenses or a joint account with.
I see nothing wrong with two financially independent adults each paying their way.
From years of experience your friend's way is a lot easier than the, "Well I paid for this, you paid for that," way of sorting it out at the end that my husband and his friends used to do!
i'd give him the old heave-ho.
he's making you feel uncomfortable already.
why dither and delay.
life is short.
find a more relaxing companion.
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