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Maternity finances with DP - does this seem fair?

(81 Posts)
Confusedfriend Sat 23-Nov-24 15:29:13

Sorry, to be clear
I already have 30k in savings - more than he has. He said he wants me to keep those and not spend them. I have offered those savings to him to do the jobs that needs done in his house and he has refused.

The sale.of my house won't be spent during maternity leave. I'll be saving up on my salary that I get at the moment. I early just lezs than 50k and when I move in with him, if my house sells quickly, that'll be a chunk im saving. It will be cheaper for me to live with him, than continue living in my home and paying for all bills independently.

He can't move in with me as my house is absoultely tiny! Its a two bed end terrace. I have a husky dog and he has two cats. My spare bedroom is used currently as storage as the house doesn't have a great deal of storage space or an attick.
He said he would put me on the deads of his house if it helps me feel more secure but he doesn't wsnt to do this if it'll cost a fortune as we are goth trying to save money. He has recently updated his will and has left everythubg to me and has updated me as his pension beneficiary. We are also engaged.

I don't know if I'm worrying over nothing here. Do you think the financial split is okay?

Fairislecable Sat 23-Nov-24 15:27:29

There are so many threads on Mumsnet where a relationship hasn’t worked out and the mother and baby are left in a financial hole.

If you must move in together DO NOT sell your house, it is an asset and also you may need it to move back to if things don’t work out.

Rent out your house for a while and see how things pan out - do not let your partner call all the shots.

Cold Sat 23-Nov-24 15:01:14

You might get better replies on Mumsnet rather than Gransnet for grandparents.

Smileless2012 Sat 23-Nov-24 15:01:00

Can he move in with you and put his house on the market?

MsSalander Sat 23-Nov-24 14:20:44

Youve put yourself in a really precarious position, getting pregnant and living in his house (shortly) whilst being unmarried.

Can you rent out your house instead of selling it?

My concern would be that you use up all the proceeds from the sale of your house on living expenses (subsidising him and paying for your child) and two years down the line you split up, being homeless, a mother and unable to work.

Confusedfriend Sat 23-Nov-24 13:53:24

Currently, me and DP live apart. We have been together 2.5 years and planned to buy our own place next year. We only live apart as he lives an hr away and works from home whereas, I need to be in the office in the area I am from.

We have been trying for a baby for a year. I am now 15 weeks pregnant. I plan to put my house for sale end of Dec / early Jan and move in with him before Christmas.

Anyway, we have been chatting about maternity pay. He has created lots of spreadsheets which shows my salary decrease, etc. He has also created a spreadsheet for cashmodellijg and asked me to complete (ie what I need to pay during maternity leave.. things like my car insurance, phone bill etc.).

He said since my salary will be lower when I move in with him, he is only looking for the additional 25% incfease to his council tax (as he won't get single person discount anylonger) and a contribution towards gas/electricity (he isn't looking for half, just what i can afford, he currently pays around £300 per month for just him - he lives in a big old house).

He also said we would both still pay for food as we usually do.. for example we both have a joint account and put £200 each per month for food, joint activities, etc.

This got me thinking the other day.. I asked him why I am to save for maternity and not him. He said he will be paying all household bills which will be a stretch for him. He said moving in with him, I won't have any mortgage or rent to pay and that he is looking for just the council tax, what I can afford for electricity and my usual food contribution. I thought it was fair but here I am thinking about it. Is this fair? I mean, if I pay those things, he isn't paying anything additional as to what he currently pays living himself?

He said maternity leave is a joint cost and he will help where he can buy he is paying all bills so won't be able to fund coffees or lunches during my leave. I'm not asking him to do this but why am I to save up and not him?

Please let me know if you think I'm being shafted or if this sounds fair.

Thanks