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AIBU

Banking Bullies! Feeling ignored, and most un'appy

(12 Posts)
eddiecat78 Mon 25-May-26 16:47:55

I've not had a letter yet but will opt to carry on having paper statements - mainly because I have been asked for a recent paper bank statement as a form of id in the past. Several organisations won't accept online statements that you have printed off. I still have paper statements for my credit card for the same reason

petra Mon 25-May-26 16:33:20

Wheniwasyourage
Royal Mail was privatised in 2013. It is now part of a Czech company.

Sandelf
I’m a bit confused. Do you have online banking on the device you use at home ( not your phone) is the reason you don’t log into your bank online because of eye sight problems.
You do not need an app to log into your device at home
Apps were only developed for them not us.
It’s a colossal earner for all these companies.

Romola Mon 25-May-26 16:25:24

Sorry, but I'm going to speak up for being able to do banking and other stuff on a mobile phone. I'm nearly 81, by the way.
I was very anxious about it to begin with, but I've got used to it and it's helpful in many ways. I like being able to check my accounts when I'm away, for instance.
The fact is that you can't participate in the world today without a smartphone.

Sago Mon 25-May-26 16:18:34

I think Nationwide are excellent.
The app is simple and secure.
Why not go into a branch and ask for help?

Boz Mon 25-May-26 16:15:45

Because AI is running the show. Cheaper, works round the clock.

MissAdventure Mon 25-May-26 15:59:37

We're veibg railroaded into doing everything online, whether we like it or not.

pably15 Mon 25-May-26 15:55:57

I agree, Nationwide has changed, I used to be able to go in, hand over my bank book to deposit or take out cash, they did away with the bank book, now you have to have another form of identification, like a passport, which I don't have or the last paper statement they sent me. it's over a year since they sent me a statement.the only other thing is to get a bank card.
I can't download apps, I don't have a smart phone, why can't they leave things as they are?

Wheniwasyourage Mon 25-May-26 15:42:55

I agree, sandelf. We've just got the letters from Nationwide (one each for a joint account...) about getting statements online. There are instructions on the back of the letter about how to keep getting paper statements, and I intend to follow them.

It's true that, as Boz says, you can download and print statements, but it's just another example of putting all the work on to the punter rather than the organisation. Nationwide is a business, and of course they are making a profit out of looking after our money for us, as one would expect. I prefer them to send us statements, and I also like to keep what is left of Royal Mail and our posties going.

Boz Mon 25-May-26 15:04:20

Do you know how to download and then print your statement, which would give you a hard copy to write upon?

Elegran Mon 25-May-26 14:29:35

As you can't reply to that email, why not sent an email separately to them, explaining how you feel and why you don't want to have completely electronic statements? Even better, send a paper letter on a signed-for delivery, which they can't deny receiving.

TwiceAsNice Mon 25-May-26 14:25:38

This drives me mad, I feel your pain. Nothing is convenient for the customer any more. My daughter is a big help with stuff but it shouldn't be so difficult . And don’t get me started on parking the car with a mobility problem!

sandelf Mon 25-May-26 14:22:22

Nationwide - been with them years. Adopted online banking as soon as it was offered. I do not want to bank on my phone 'out and about'. Nobody has ever shown me how an App would be better than online banking. Today, I get an email I can't reply to telling me my 'saving statement' is 'here'. I follow the instructions and there is nothing. I have already done the instructed routine to continue having paper statements. To me this is NOT trivial - both of us are in our late 70's with sight, hearing and memory problems. We are coping, but we do need to have physical statements we can look over and put notes on ourselves. Their 'new look' is laughably unhelpful. I am very sure I'm not the only one feeling they are going backwards fast.