I was people watching whilst waiting for an appointment today and not really eavesdropping as they were quite vocal, I overheard this senario and it got me thinking......so for this exercise you are a married couple, both retired, own a property worth £400,000, have savings of £80,000 and have an annual income which you can live on with the odd dib into your savings, you know that if one or other of you needs care all your assetts would go in fees, you have adult children who although working hard, find it difficult to make ends meet and you would like to help them now rather than risk there being nowt left later......what to do?....
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