Going cashless

My question to my grandkids who have everything on their phones is what happens if you lose your phone or it crashes or you drop it and not a penny piece to get you home with I would feel totally paranoid if I had no cash on me

Recently I have been into smart independent shops nearby (Oxfordshire) where they have gone totally cashless - one is even a coffee shop so you have to use a card even for a cuppa!

It concerns me that if this becomes widespread our intimate buying details will be known by all. Sounds a bit paranoid I know (and I am not buying anything weird or illegal) but when others know too much about you it can become intimidating. For example if I Google a product and have a dash around the tinternet looking at say beds, or plant pots....its amazing how quickly those products magically appear in the advertising gaps on here.

Targeted advertising has a way of creeping into our lives and we find ourselves thinking...gosh what a coincidence I was looking for that....before you know it you a buying something that perhaps you might normally think twice about.

I go hairless if I'm down to a few bob in my purse. I have to have cash whether it's going out of fashion or not. I always kept a £20 note in case of some emergency or other---taxi.

Imagine if you had no cash in your purse ? You'd feel destitute, well I would, even though I have a debit card.

In many ways, I don't mind being cashless - it's very convenient - but I am concerned about the civil liberties implications. If every transaction can be traced, it is yet another way that we can be spied on and controlled.

I'm practically cashless - just keep a few pound coins about me. There are some restaurants that don't take cash.

Baggs
Staying out of debt is impossible if they go on to Further Education. Thousands & thousands of pounds. Unless their parents are very wealthy.

Children (and many adults) will have to be taught how to look after their monetary resources in a different way, such as keeping a mental note (or a phone app assistant) of what money they have to spend when the usual expenses have been subtracted. Essentially, staying out of debt will require the same ideas as it requires now.

Without cash it will be very difficult to teach children the value of money.

I do use my debit card a lot, but wouldn't be without cash as well.

I don’t know about most folk I haven’t gone contactless I prefer money in my purse although I pay my groceries with my card
If it happens I ll adapt but for now while I have the choice I ll continue using money