Lots of good advice on here.
I did notice something that is incorrect though.
A joint Bank Account is not frozen on the death of one of the account holders.
The surving partner will have to produce a death certificate for the bank.
I've been widowed twice and encountered no difficulties with our joint account passing to me automatically.
I cared for my first husband for ten years, keeping a journal of our days together. They are a wonderful reminder of our life over that long, frequently traumatic time.
As we lived each day the days seemed very much the same because of the necessary routine that comes with caring for a very ill person.
But the journals hold so much variety that at the time I didn't realise was there.
I recorded the things he said to me in the days when he could still speak and it's such a joy to be reminded of how much I was loved and appreciated.
I knew that ultimately my husband would die but I lived in the moment rather than fear the future.
Actually, when you are caring for a very sick person you have to be focused on the present. It's hard and there are enough fears/anxieties about getting and giving the best care
and staying well oneself, without being anxious about being left on one's own.
When it happens it's tough but you find the strength to cope and move forward.
Life can and does go on.
Wishing strength and peace to anyone who is feeling anxious. 
Is this behaviour appropriate.
how are schools handling students who memorize books but can't actually decode



