You are right about the funding for Continuing Health Care Luckygirl in that the money is not there to support it. I applied for Checklist for my mother earlier this year. She lives alone. Has LA carers four times a day. Cannot walk, after a fall last year, and needs help with all her needs. She is on controlled drugs for severe pain, and all medication administered by carers, she is in incontinent pads, and has been diagnosed with early dementia (but not challenging behaviour) She is receiving ongoing care for skin cancers. In addition to organised Care which she pays towards, she has considerable input from family. She was assessed, but in order to qualify for CHC she would have needed to have challenging behaviour and more nursing needs, and was turned down. I haven't the energy to fight it.