My husband of 75 had dementia for 4 years, gradually getting worse, and I looked after him by myself. He could be very difficult Then he had a severe stoke and was in hospital for over a year. The hospital needed his bed and sent him to a care home nearly 30 miles away. It cost £850 a week. This is thought to be a reasonable charge. He was by then blind and unable to move or feed himself. He could not understand anything and did not recognise anyone, not even me. I drove to the care home every day and stayed with him for 5 hours a day. My husband was in full employment all his adult life and participated fully in social activities, the Church, and volunteered for a charity. .
You will probably be surprised to read that I totally disagree with old, frail, or disabled people having to pay for care in their final years. My husband paid all his taxes and NI etc and was a worthy member of society. If he had been a benefit seeker or had been unemployed or a scrounger his care would have been free. Yet as a homeowner he was deemed able to pay the fees demanded. I think everyone has a right to free care, no matter what their personal circumstances. My husband was in the home for about 13 weeks until he passed away.