Living alone - live webchat with Virginia Ironside, Thursday 12 July, 1-2pm

I felt a bit patronised by her reply - exactly the way I feel when people insist I must be lonely! They are not being sympathetic or worrying about me - they are usually trying to make me feel that I am missing out on something.

I have lived alone for the last 20 years and could not imagine having to share my life with anyone for any length of time. I enjoy having family and friends to stay, but find a short time is enough. It is so good to be able to read without feeling guilty. I also travelled a lot on my own and the great advantage of that, was that I always manage to meet local people and learn much more about the countries I have travelled to. This never happens when I travel with friends. Unfortunately, these days are now over, as insurance costs are too high. Take every opportunity while you have the chance.

nanaplus - I get travel insurance by using my Gold Mastercard. I have to pay for the card (€96) because there is a charge for everything in French banks, but as I travel a lot it is well worth it, as I am 71.