Of course there is a need for this. But sometimes it's OTT
Have a joint account with mum who has been in care for the last 6mths. I noticed on our bank statement a DD that I couldn't account for.
I spoke to the bank. They gave me address and phone number of recipient
Phoned and explained asked what the payment was for. They can't tell me even though it's a joint account without seeing LPA which I have but don't like sending it unless essential. So I googled the company and discovered they are a plumbing/boiler insurance company. Problem solved and DD immediately cancelled.
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