Time seems to have gone very quick since I have had my first early retirement and come back to Birmingham.
A lot has changed for example my father passing away and becoming a granddad 4 times over and getting another job which lasted just under 5 years before being retired from that one.
Andie and Dougal have come in to our lives and they are both moving on in age.
We have already booked our Christmas lunch.
Time for all Gransnetters to start saving for Christmas.
Frank
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