And second on the list is:
PDSA Pet Insurance.
Having made a claim last year for Daisy the Cat, they didn't credit me the full amount due, as they interpreted 'not eating' as 'listlessness', even though medication was given for stomach infection by the vet. Repeated calls (waiting for ages in queue) and being passed on to this one and that one, then being told the 'right one'
to speak to was on days off, but would get back to me (No...), I gave up. I have changed to another provider, and have now been sent an email saying thank you for accepting Premium something-or-other as a method of collecting my direct debits for PDSA Pet Insurance...no, no, no!! 