Here in N. Ireland just getting a little cool for bare feet, so rather than go right into socks I'm wearing..... the dreaded pop sock.... to eke out the summery slip on pumps for a week or two.
Pretty vests are ready and waiting. I used to use a T-shirt as a vest, but real vests are so much more lightweight.
Beat the chills with a vest, top, and scarf. Scarf is usually a reasonable size and can work like a wrap if necessary. Just love my wraps.
Shoes will change to heavier shoes/boots with socks, and indoors it will be my sheepskin (faux) slipper boots.