Hi Phoenix.
The one that annoys me at the moment is the chap who asks why you have not tried to get your misplaced PPI back, and do you not know that there is a deadline!
Time that company take their share of your claim, you will not have anything left worth bothering about judging by the small print shown briefly on the screen.
However, on a good side, the TV advert that always brings a lump to my throat, is the Lloyds advert with all those beautiful black horses racing across the beach to meet all those people who have got up before dawn to meet them. There is something just utterly magical about it.