I have bipolar and during my last major manic phase a few years ago I borrowed a lot of money, (Barclays kindly offered it if I ticked the box 'yes'), & after paying off my son's debts, I decided the local street sleepers needed some clothing, tents, sleeping bags etc. All best quality of course (Next, Monsoon, Mountain Warehouse etc), in my muddled mind I thought that these unfortunate were my friends fallen upon hard times.
I spent literally thousands of pounds, which as I was working was manageable in respect of repayments, but then my mood dropped. When I say dropped, I mean dropped to an unmanageable depressive state. Suicidal ideation took over further intensified on discovering that my 4 yr old grandson had tragically died. To add to my depression I had a number of strokes.
This downward spiral led to my losing my job and I reached a point where I had no alternative but to declare myself bankrupt. So now generous? We pay a small amount monthly to two charities, and purchase gifts for our young children but otherwise we are mean now. And I have no control over my money such as it is. My husband manages our finances.