They cannot legally use your savings but of course you have to use those yourself to live on.
My own H died after being in care for 5months so I did not have this situation for long but still know the grief and frustration it caused.
Until an insurance scheme is put in place for future generations , which is not a vote catcher of course, this will go on.
It is not sustainable for the LA, or NHS to pay for everyone in care, in my large village we have 3 care homes with , between them, 150 residents, at fees between £750 and £1,200 WEEKLY, and then multiply this by many thousands of care homes around the country we can see the problem.
The NHS would be bankrupt in months.
It need funding now for the future.