Yes theres been a warning it was going to happen DanniRae- i shop online from M&S often- BUT i feel that there should have been a choice for this- so if we still wanted a label/invoice enclosed with our orders then we can so choose this! I did have an invoice last week in parcel of 2 jackets id bought for size choice- but neither were right so i took them to a food hall store to return- where i was told they still could not just refund me as id paid by 'clearpay'- its takes a payment divided into four from purchaser- (1st on ordering) then 2nd, 3rd, then final payment over coming due dates.At no extra cost.BUT as ive now returned them but still had NO acknowledgment that M&S have recieved them back in returns dept ive now had 2nd payment taken so half paid for 2 expensive jackets i no longer have.And though it says on receipt i was given takes 3-5 working days that was over a week ago.I really dont see why they still cant issue a refund at store, as ive still returned them to M&S staff.im sure they could sort out a way with clearpay.Its ridiculous.If id known i would have got a label printed somehow (my printer wont always connect) and sent by hermes or royal mail instead.I thought it would be quicker and safer by store.