Gransnet forums

Chat

Advance Funeral Plans ?

(35 Posts)
Gwenisgreat1 Wed 19-May-21 14:20:15

Better late than never, they say. I'm 77 and my DH is 80 and I thought it was about time we thought about funerals, not that either of us are thinking of popping our clogs any time soon. I've decided enough is enough and I would like to pay for one funeral, so I know how much money I have left. I have been contacted by a company called "reassured" with a view to buying their 'silver' plan by the co-op (which seems reasonable enough)
What are your views on these plans?

Grannycool52 Sun 23-May-21 10:33:49

I haven't bought a funeral plan (yet), but I have bought a grave in a beautiful local churchyard.

Maggiemaybe Sun 23-May-21 11:20:18

Thanks for the MSE link, trisher, I’ll be looking at that as this is something we’re considering. Though being a canny adopted Yorkshirewoman, I do worry about the provider going bust before we do, and how, if we had another strict lockdown with very quick and simple funerals, we might have wasted money that the family could have had. Though I do appreciate that we won’t be here to be bothered about it. grin

henetha Sun 23-May-21 11:24:15

I've left clear instructions that I don't want a funeral.

trisher Sun 23-May-21 14:46:58

Maggiemaybe

Thanks for the MSE link, trisher, I’ll be looking at that as this is something we’re considering. Though being a canny adopted Yorkshirewoman, I do worry about the provider going bust before we do, and how, if we had another strict lockdown with very quick and simple funerals, we might have wasted money that the family could have had. Though I do appreciate that we won’t be here to be bothered about it. grin

I think if you do an Age UK one you would just be changed to another funeral director. My mum moved nearer me after she had taken hers out, when she died we were just given the name of the nearest one. (who was brilliant).

Maggiemaybe Sun 23-May-21 18:19:25

That's good news, trisher, thanks again.

CraftyGranny Sun 23-May-21 18:31:38

I have details here from Simplicity Cremations Prepaid Funeral Plans that I am considering. I gives options of no people attending to people attending and service.
I find funerals so upsetting, and am thinking of the no people attending option. I have spoken to my 3 boys about this and they are all okay with my preference. We are a very large family and I would rather family and friends have a good get-together at a later date.

I am going to go with the cremation only option. I am really sick of the prices funeral directors charge, since loosing my husband and mother. It is ridiculous, and it's about time the government looked into it. I just think these companies make money from other peoples miseries and it is dead wrong!

Deedaa Sun 23-May-21 20:42:08

DH took out funeral plans for both of us about a year before he died. I didn't take much notice at the time but when DD and I went to organise the funeral we found out what very basic ones he had paid for!

I ended up paying as much again for what I wanted. He would have gone mad! Lovely flowers on the coffin (Flowers! What a waste of money!) Two limousines (Cars! Everybody's got their own, why are you paying for cars?) The grandsons loved the cars, they'd never been in anything so luxurious. I paid for a pleasant lady to conduct the proceedings and a nicely printed order of service. He would have considered it all a waste of money all though I suspect he might have enjoyed some of it.

theworriedwell Mon 24-May-21 20:18:31

Deedaa I do think funerals are for the living so more important for you to feel comfortable with it. Other people might feel differently but I think funerals can be very helpful for the living and I hope it helped you.

I have to confess I did play my children up about my funeral, I told them I wanted one like an East End Gangster. You know the sort of thing, glass carriage pulled by 4 black horses and all the trimmings. In the end I had to confess I wasn't being serious as they were taking it very seriously.

I want a Catholic mass and cremation. Don't care about the rest, if they want flowers and cars that is up to them.

Gwenisgreat1 Tue 25-May-21 13:52:42

Well, this morning I have bought a funeral plan - it's cheap (less than £3000). The lady talked a lot of common sense. Can't tell you yet if it's any good since we are both alive and kicking with no intentions of needing it soon. I went to the Funeral Plan Market - if anyone has good, bad or indifferent to say about them I'd be delighted to hear about it!!