Lots to think about here isn't there. Have had end of life issues with both parents and inlaws, both very different situations so different things to learn from both experiences. The inlaws situation led my children to say please don't move too far away as they had seen what happened if elderly parents did that, despite both their children living about 20 mins drive from each other and thus a couple of hours drive from them, they would not consider moving closer, which was ok when they were more or less able but not a wise decision when they got less able. I get that they liked to be near their friends, but their friends died or became unable to visit or do things together, so eventually that was not a valid reason to stay there, they did not seem to have made any younger friends so few visits from local people. There is a lovely little town midway between siblings, very popular with retirees, plenty of amenities for them, actually a very similar place to where they lived, but with no commuters. Potential for much more visits from family, and if they'd moved to a more suitable property much less to ask for help with. But hey, one IL went down with dementia and had not made powers of attorney, even though I suggested it, I'd been told it was none of my business to suggest it. So that all complicated things. They had not made their home suitable for when things like stairs got difficult, so there was no loo downstairs for example. Things went downhill and everything had to be done as an emergency. In the end, all their savings were spent on 24-hour in-home care and a new downstairs bit which was good but they only got a few months use, as the non-dementia IL died and the remaining one had to go into a home near one child
They had the right o do what they did but it made things incrediblt difficult for their children, and honestly, they would have been happier if they had done differently. A house is just that and not worth staying in if it is now the wrong place for you, no matter how many happy memories, it's possible that the first to go would have lived longer had they done so as house issues were instrumental in the final problem. They wouldn't take taxis, or change dentists to one easier of access, or get a carer for occasions when it would be good to leave IL with dementia at home for an hour while the other went to an appointment, wouldn't consider having Specsavers visit home, for example, instead insisting a child came [2 hours drive there and back on a work day] and took them.
So please do powers of attorney, get advice on wills, and think what would happen if you had a problem, can you adapt your home, would you do well to move closer to family, or bus routes or facilities. Think what would happen if you needed a walker and make adjustments when you can, get a gardener in for an hour or 2 a week and a cleaner once a week, and get in touch with your good neighbour scheme who can help with little one-off jobs so when family visit they can enjoy being with you. Learn how to email and skype/whatever the latest keep in touch system is. Basically think ahead and try and make things as easy as possible for your family should things become hard for you, or at very least make it so that things do not become almost impossible
My parents were able-bodied for a lot longer and lived close to bus routes and a lot more facilities, and Dad drove for longer, they accepted the use of taxis if the bus was not convenient. Mum [same age as MIL] learned how to use a computer and they would skype and mum would order groceries online and used a tablet when she became less mobile. She had a cleaner, and when eventually she became less able to cope got carers in to help with Dad as he became less able and had a stairlift put in for her [which Dad also used]. they had a carer come in a taxi for appointments when it came to the point when it was needed, and found an easy access dentist and had Specsavers and the chiropodist come to the house. When she wasn't able to one of us could help with online ordering, and when I visited I could sort out stuff that needed doing if there was outstanding stuff. Yes there were difficulties, but it wasn't the intensely dreadful situations that the inlaws kept suffering from. To be fair they had much better community NHS support than the inlaws had but whether they said we don't need it, our children will help, we don't need it, don't know, wouldn't be surprised.
I'm trying to future-proof my home, if need be, I could actually live downstairs if need be, I've had it rewired and lots of safety features put in, and am working on making my garden easier to deal with, and an easier access bath for example. I'm staying near my children, once I retire, while I can, I'll visit other places I'd like to spend more time instead. I've told my children to let me know if I'm being silly about now modernising, to keep me up to date on things that might make life easier. I'm sorting out powers of attorney hope that the memories of how it was will encourage me to make things as easy as possible for everyone