Would you lend your car to your daughter.

My DD is currently visiting from Oz and asked to borrow my car (old banger!) for an evening out this week. She's never asked before, so I said yes - all went well and she returned it in one piece! She arranged 24 hrs of temporary insurance cover and it cost £22 (she's only 22 years old).

Good news DD has found another car but can't view it till end of next week

That's good, travelsafar
Would a garage accept a trade-in for her other car?
Our dealer did when the clutch went on mine but I decided that I wanted the work done and to keep it. A local garage quoted a lot less to do the work too.

Travelsfar just one word of caution. You have put dd on your insurance as named driver but if she were to drive the car more than you then you would not be the main driver and the insurance company could wriggle out of any claims in the event of an accident regardless of blame. Also she won’t be covered to drive to work. If you have been entirely upfront with the insurance company there should be no problem of course.

Could I also point out dd May well have been covered by her own insurance. If she was fully comprehensive then that usually permits you to drive any car in substitution thereof but only 3rd party fire and theft. Useful to know for the odd occasion anyone needs someone else to drive.

Good luck with the op. IMO you have done the right thing in letting dd have your car.

DD should be able to get another car in a matter of a day or two.
She can hire one in the meantime.

Hithere

If dd is an adult who works
1. That car is a money pit and worth investing more money on it?
2. Could that money to fix it go to addictions, gambling, etc?
3. Is the car even worth fixing this much vs getting a new one?
4. How is her driving record
5. If you lend her the car, she must pay for insurance

Your daughter should be able to address her transportation needs w/o her parents doing it for her

Enabling much?

Well, I do understand the point you make Hithere. But equally is just being practical and helpful when you don't need your car/ can't drive it for 6 weeks "enabling" or just part of human relationships being kind and helping each other out? Is it different because its a parent and child?

My daughter is on my insurance ...its great as we can share driving when out and about together!

My mother lent me her car when I was car-less; it was the only way I could get to work.
I lent mine to my son and daughter, both named drivers, for short periods, but not so sure they would lend me theirs!

Never had a daughter, but both sons have offered to lend me theirs and one of my granddaughters did lend me hers.

Good choice travelasfar

Well done travel, it’s only a metal box and an act of kindness when you can’t use it.

Good news DD has found another car but can't view it till end of next week. I have put her on my insurance .... only cost 46.04 for the rest of the year until insurance up for renewal. I will probably keep her as named driver in case of further need. As someone on here said, with the way cost of living is rising who knows what is waiting round the corner!!!! We all want to help our children if possible, but my car is my lifeline and panic set in when asked to loan it out!!!!

When DD1 had DGS - I traded in my beloved sports car for a Grannymobile. It’s just what we do, isn’t it.

I’ve lent mine (two different ones) to a dd twice. Never a problem.
I would have lent my latest car recently when theirs was playing up, but it’s not big enough for the 3 child seats they need.

Callistemon21

Ask her to pay for the extra insurance, travelsafar and perhaps she will find time to do your shopping, take you to an appointment etc.

A compromise.

Good idea, her daughter should be prepared to do that.

Ask her to pay for the extra insurance, travelsafar and perhaps she will find time to do your shopping, take you to an appointment etc.

A compromise.

Hithere

If dd is an adult who works
1. That car is a money pit and worth investing more money on it?
2. Could that money to fix it go to addictions, gambling, etc?
3. Is the car even worth fixing this much vs getting a new one?
4. How is her driving record
5. If you lend her the car, she must pay for insurance

Your daughter should be able to address her transportation needs w/o her parents doing it for her

Enabling much?

Not enabling at all, just being a parent helping her daughter out. I would lend my car to my daughter if I could not use it for 6 weeks.

No, tell her that even though. you're not driving it you have put XXXX on your insurance so they. can drive you to your appointments/take you shopping in your car. Simple

I lend my car to my DS when his is in for repair and don’t think twice about it. Who needs to add Basil Fawlty-type frustrations when you’re without wheels?

Yes I would. One of mine borrowed my new (year old but new to me) for 24 hours this week. She needed to get the children to school and herself to work. I wouldn’t hesitate but my two are reliable and appreciative

watermeadow

I read that as, “Would you lend CAT”
Yes I’d lend my car. No I wouldn’t lend my cat!

I wouldn't want to borrow DD's cat ?

My mum and daughter used to car share.

I lend my car to my daughter and son-in-law whenever they need it, why not?

Smileless2012

He's 37 and has been driving since he was 18 Callistemon so I'm thinking our friends woz robbed!!

I think they need to change their insurance company, Smileless
Or perhaps we're paying too much to start with!

Both daughters and nephew are named drivers on all of our cars, Nephew is borrowing one at the moment.

Sorry daughters not drivers

Yes I definitely would for both my daughters. I couldn’t drive for 3 months a few years ago after an eye op and both drivers drove my car every so often to keep it ticking over. They are both on my insurance as named drivers and I am on my older daughters car but not the younger as she has a camper which I find a bit big to drive , but that’s my choice I could if I wanted to.