Friend wants to go out. We're both on pensions.

Tell her straight maybe you can both pick outings that are suitable and affordable for you. You don’t have to give her every detail of your income if she is a friend she will understand. While the weather is ok a walk-in the park coffee and cake is not too costly. If you have a bus pass you could go on day trips and take a little packed lunch.

Can you just be honest and say that whilst you're comfortable you have to live within a budget and that means that outings are a treat rather than a daily thing. I'm sure as a friend she'll understand, especially given the extra costs we'll all be facing in the coming year.