Whatever happened to "saving for a rainy day"?

What I would like to know is how you qualify to use a food Bank. Do you have to have a recommendation?
What do they take into account? Whilst I am sure many people would be justifiable in using a food bank and would tick all the boxes and I really sympathise with them.
Some grans seem to have very expensive meals out , foreign holidays, holiday apartments and buy very expensive dresses, and have gardens like Kew.
Yet they are eligible to use Food banks?
I think if I used one my red face would give me away.

Of course it is a balancing act for our generation.
Do we continue saving for possibly care needed as we get older or do we spend now to fully enjoy this stage of our lives?

As far as younger people are concerned, yes most manage to to live within their means, but it is a fact that too many are of the mindset that there is no need to save as the State will bail them out with handouts if needed.

i live on benefit, i do not have savings, but i try to still have some money in the bank when my next benefit is due, i have been putting £20 every fortnight into my pay as you go electric, i have no debts or credit cards so i manage to keep some money each fortnight to do an online shop, i am lucky that my son got me a new fridge freezer and a microwave and when we go out he always asks if i need anything from primark and he pays for it. this winter is going to be really bad for a lot of people, i have got by the last few years with just one halogen heater in the living room and bedroom and my trusted electric blanket.

The people on holiday, getting nails, who have Land Rover - are not in crises and we needn't have opinions on their 'rainy day pots'. Unfortunately, the people in crisis haven't money to save and need not be judged.

How many working class people listen to radio 4 whilst they are at work?

I’ve saved all my life where possible but I’m spending now. I have 10 more years working and DH has 7 more. I see too many people dying before retirement and want to enjoy life while we are fit enough. It will take us a long time to get through our savings as we don’t have expensive day to day tastes except for holidays and meals out but we’re going to have as much fun as possible.
Our children are very frugal and have loads of savings!

I am a saver however during Covid my business suffered massively, I only made 10% of what I made in 2019.
We have been OK but I have now started to make major changes.
Rising fuel costs have caused me to end my gym membership, this saves me £80-£100 a month, I bought an Instant pot to cut down on the gas and electricity usage and we have never wasted food so nothing we can change there.
We do a weekly food bank shop and although we will continue to do it,we have noticed the price is creeping up.
I worry so much for young families trying to make ends meet.

Exactly Grandmagrewit !
I have always said this. I think the idea of always ensuring we had savings was surely drummed into most of our generation.
Ok I realise that a few people have always lived a ‘hand to mouth’ existence, but I am always shocked when I read statistics revealing that a significant number of people have virtually no savings whatsoever.

I certainly remember it was a struggle when we were first married and paying up to 15% interest on the mortgage, but I would have felt very uneasy if we had nothing put by for the proverbial rainy day our grandparents talked about.

I think that a lot of people who will be badly affected by the fuel crisis won't be those who have frittered away their money though. They will be those who have to spend the majority of their income on rent/mortgage, childcare and bills and will have little or nothing left over. If they have a gym membership, a newspaper or fancy soap, why not? Everyone needs a bit of luxury, particularly if they are working all week.

I don't think the full crisis falls into the category of 'a rainy day', but I know what you mean in general. I was also brought up to save for what you wanted and to 'put something by' for a rainy day. As I've got older, I realise that means tests often penalise people for doing so, and have wondered whether I'd have been better off spending more when I was younger. So many people are very keen to wonder whether others 'can afford' tp pay for things that others get free, or if they 'need' any concessions, and rather than see thrift as a positive thing see it as evidence that you were 'lucky enough to be able to save'. It does sometimes feel as though spending is rewarded and saving penalised.

Private housing is a huge obstacle to saving

Those people are not in crises.

The groups that are/will be in crises are

Pensioners whose income are at state pension level or a little above
Families with children already needing help
Disabled

They don’t stand a snowball in hell’s chance this coming winter, because they have had little opportunity to have a pot of savings, and what they do have will soon be used on bills.

I would hate to have no savings, it was how I was brought up. You did without until you had saved enough to buy whatever.

As we get older, I am aware of how much might be needed for DH’s and my care, so savings might be needed for that.

If not, I’m sure DD and DS will easily find a use for any spare cash they inherit!

Having said that, I am not a miser. We have worked hard and our money helps us live comfortably.