jenpax I rarely have food/ drink out these days but I really enjoy it when I do! Its the people watching in comfort,in nice surroundings with food and drink someone else prepared for me a chat with a friend or a good book to read! Its a snatched 40 mins of me time. Of course I CAN make my own coffee and do at home with my coffee machine but it is not the same experiance.
For me (us) it's a better experience at home, quiet, pleasant view out our windows, warm, no noisy people faffing round. And our home is a sunk cost, according to our accountant, thus we don't have to re-pay for the home, insurance, merely a bit of coffee beans to grind.
To each their own. I always do better, cheaper, at home. 
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