Massive hike in car insurance

Did you try One Call? They hiked my insurance up to more than double in a quote letter... I called them and actually got a new quote that was less than the previous year! These companies hope that you won't notice and I can't help but wonder if now some of them are just trying to get on the 'cost of living' bandwagon.

Mine too was more, I phoned them and had a moan. On asking why as I had no claims no changes etc. I was told its due to the cost of parts, which could be true as everyone I know who has ordered a New car has nearly 6 months plus to wait before delivery due to shortage of parts, one friend has over a year to wait.

I did get £75 off my renewal, so why didn't they do that in the first place? also did a on line check, turned out mine was the cheapest (Direct line) after all.

You could probably get a better deal based on limited mileage Theexwife. Your premium shouldn’t be more expensive because you don’t drive far.

Mine goes up because I do hardly any miles, only driving locally. Maybe your postcode has had a lot of thefts.

It has caused more insurance scams where people insure cars at a relative's address in a better postcode.

Which insurance company are you with calendargirl.? That sounds much more up my street .

Our recent car insurance was £174.80, up from about £134 last year. Nothing like what OP is quoting of course.

The best I could get doing online checks was £162.

Nevertheless, I rang my insurance company and asked them to better my quote.

Without even asking what other quotes I had been given, they reduced it to £142.98, which I accepted.

I used to ask why they couldn’t give me the lower price in the first place, but don’t bother now. They just rely on you accepting the new amount.

GSM The computer decided the value, which is low, and no special birthday 🥳 coming up. Will check out the thread you mention. I am still in shock. Last year £292, this year more than doubled, with no reason whatsoever.

There was a thread about this a few days ago.

It may be that you have just passed or are coming up to a significant birthday?

Are you still insuring the car for its original value or its current value, which is all you’d get if it was written off? That makes a difference to the premium.