Checking your bank statement

I check my bank statements meticulously - I have so many Direct Debits and Standing orders to keep an eye on.
Like GSM everything goes on my Credit Card and I only use my Debit Card in branch to withdraw cash once a month.

I found 2 payments on my online statement, one for 'jasmine' and the other for 'Russian Bitcoins', which of course rang alarm bells for me and also for Barclays who had blocked my account already. The fraud department were very efficient, but waiting for a new debit card was a nuisance.
Worrying isn't it?

You should always check your spam emails Nannarose. Opening them does no harm, just don’t click on any links.

I recently changed to Nationwide so this advice is timely. thank you.

I never use my debit card except to withdraw cash - it’s too easy for your bank details to be captured and sold on and potentially your account emptied. I always use my credit card, I have never been told that I must use my debit card in a shop ‘to initialise it’.

Thanks for the warning NanKate.

Thank you for the reminder. I always check my statements.
Some time ago, I saw one that I didn't recognise, and rang the bank. They said this was a legitimate 'shopping club' that I had signed up for - I knew I didn't.
They then explained that when ordering from some sites, there is a button that signs you up to one of these sites - they had a number of customers with stories such as mine. They thought that it was probably easy either to 'fat finger' or even get confused by a double negative; they frequently had to stop payments such as this.
Theoretically they shopping club would have emailed me - but if it went into spam I wouldn't have opened it. I was down one payment of £15 - almost impossible to prove that I hadn't signed up.

I check my online banking every day. We have had one or two strange withdrawals in the past which we’ve sorted out.