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Cash or Card?

(53 Posts)
grace56580 Sun 23-Feb-25 16:03:32

I stopped getting my weekly housekeeping money out of the ATM as we has a spat of machines being tampered with and people losing money. Looking back on my bank statements I see I am spending far more money using my debit card.

Anybody else in the same situation ? I feel using cash is a better option but I hate having to meter money out to last the week. I have done it all my life and now I am a tiny bit better off I like the fact I can buy a little of something I fancy.
BTW its my Husband who has said we should cut back but with food prices rising I dont think I am being that reckless with the budget just fed up with rising prices.

I have always made meals from scratch dont like ping meals but even the most simple cost/effective meal feels expensive I really dont know how people cope, I shop Lidl /Aldi the tea bags I like have gone up from £1.15 to £1.49 Loo roll £1.49 to £ 1.55 OK only pennies but when everything has gone up 10p + it makes you wonder when its going to even out /stop

pregpaws3 Tue 25-Feb-25 07:04:52

Since I use a regular shopping delivery Ocado, for heavy and weekly basics keeping to the minimum spend. I rarely shop , save on petrol , coffees out. Delivery is covered by the annual Smart pass fee
I have time at home to consider the offers and check and compare the prices online as I order. I feel I’ve saved money as I’m not tempted to an excess spend.
Every 3/4 weeks I shop early in the morning and buy the yellow label offers to stock the freezer.
I use cash apart from this , but I have got out of the going shopping habit

Witzend Tue 25-Feb-25 10:39:18

Talking of cards, at a French petrol station recently, dh found that he couldn’t pay with his phone (as he usually does) so asked me for one of my cards. And the PIN number!

My mind was momentarily completely blank! I so rarely need to use a pin nowadays (paying contactless) that I really thought I’d forgotten it. Luckily I did remember it quite quickly.