make sure you don't lose your credit cards,if this happens.

It should be up to us to set our own limits. Everybody has different incomes.

I rarely carry cash but it really is not a tragedy if you need to insert card etc. That said I do think maybe it should increase to a sensiblr amount for 2025 considering the cost of living now. But, no limits ? No way.

Ooh, I know that could be done Greennana. Thanks.

Use cash.........problem solved.

I've lowered my contactless limit on my banking app. Then I forget my pin when I'm spending more than my limit 🤣

I'm in favour of keeping the current limit. If card is lost or stolen it's good to think there's a limit on what could be taken.

Much safer to use Apple Pay with face identification than a card.

I pay on my phone

We’ve always found that our bank, one of the usual ones, is always pretty hot on unusual activity.
DH bought something on line, from Amazon and the seller took the money 3 times. DH was unaware, but the bank stopped the payment, contacted DH and blocked any money ever going to that person.

I prefer to have a limit to what can be spent.

I froze my card immediately I lost it last year ....its an easy option with online banking ....obviously you need to know you have lost it

If you lose your credit cards and report the loss straight away your bank won’t charge you for fraudulent transactions.

The Financial Conuct Authority are investigating multiple options, nothing is a given yet.