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Cash or card

(62 Posts)
Elowen33 Sun 29-Jun-25 15:51:51

Children will not need to learn how to use cash as when they are older it will rarely be used.

Charleygirl5 Sun 29-Jun-25 15:51:02

Now I no longer drive I have persuaded my cleaner and the fellow who cuts the grass to be paid by bank transfer.

I try to keep some cash here so that when I'm at Waitrose, I can ask for money to be withdrawn and a tenner of it as a fiver, and the rest as pound coins.

I prefer to use an ATM but there is only one which is safe, ie it is not on the high street.

My local pharmacist will only accept a card if the bill is over £10.

tanith Sun 29-Jun-25 15:43:05

I don’t like carrying cash, I rarely carry a handbag I pay for everything via my phone. I live in London and figure if I’ve not got a bag I’m not attracting muggers. I know that sounds dramatic but believe me it happens frequently and I’m happy to be moving out. My phone is in my pocket along with keys. The only time I get cash out is if it’s a young family member has a birthday. I won’t be popular it seems but my method of dealing with the dilemma suits me.

NotSpaghetti Sun 29-Jun-25 15:41:22

I admit I like my grandchildren to have actual cash for treats/holidays.

NotSpaghetti Sun 29-Jun-25 15:40:37

I love just taking a card put with me.
I don't find cash very useful to be honest as I can't think of anywhere (other than a church/school fête) that needs it.
I would just go to an ATM on my way .

kittylester Sun 29-Jun-25 15:36:06

We keep a small stash of fivers and a pot of change. We also have enough in each car to pay for car parking (mostly at hospitals!!) If we are getting low we pay with a £20 note for something relatively inexpensive like a newspaper.

Madmeg Sun 29-Jun-25 15:29:12

As Treasurer of our local u3a (over 500 members) many people still use cash. The meetings are typically either 50p or £2 for starters and its £1 for unlimited coffee and biscuits at our monthly coffee morning. I have no facility to accept a credit card! Also our annual fee is £10 and at least 150 members pay in cash (the rest by cheque or online) but a lot of those in their 80s (and even 90s) don't "do" online banking.

Mt61 Sun 29-Jun-25 15:23:16

I believe it will be faster than you think! It’s frightening. I think there will come a day that the government will track our travelling, & say you’ve used your allowance for carbon emissions! Who knows what they have in store for us- sounds dystopian I know!

Mt61 Sun 29-Jun-25 15:18:32

Cash now most of the time. I keep a float of £20 in change for tips & car wash. I also shop half card, half cash to keep the flow going.
If we don’t use those ATM machines we will loose them.
Get cash out of the machine- shops will give you small change back.
I like to keep an eye on my spending as I found using my card all the time for small items was bumping up my card bill.

Primrose53 Sun 29-Jun-25 14:58:00

I use cash as much as I can because I don’t want it to disappear. I believe it will but not in my lifetime.

When you buy something in a shop and it doesn’t fit and you pay on card, the refund has to go back on the card. If, like me you live in a rural area and, ask a family member to return it you must remember to give them your card.

Jaxjacky Sun 29-Jun-25 14:53:47

The answer is Rosy21 to use cash all the time, as we do, then when you need change you have it.
For a car boot/school fete and similar events we save change for a week or so beforehand.
My children use cash too and the grandchildren get cash pocket money when they visit as well as a DD into their accounts.

Rosie21 Sun 29-Jun-25 14:47:52

I have no doubt this has been discussed elsewhere on the forums but here goes. I am getting a little concerned by the lack of cash on the high streets/shops/cafe etc. I recently wanted to do a carboot to get rid of 'stuff'. For a carboot you need change/cash. We have now lost all our banks in our town so where do you get cash. The ATM seems to dispense in £10 and £20 notes. But I need 20p, 50p, £1.
I had a bright idea go to the post office to change the £20 regurgitated by the ATM. Apparently, they wont change your notes for smaller denominations. You have to pay your cash into your Bank Account (via the PO) and take the money out again at the PO where you can then ask for change. Does that make sense? And what about the Grandchildren who seem to have little or no knowledge as to how to handle physical cash?
I must be getting old!!!