I would have started my own business early on , not listened to the doubters.
I would have taken more risks earlier on, knowing what I know now.
I would have travelled more if I couold have but never had the spare money.
What about you ? I don't mean in a regretful 'Woe is me' kind of way, I know we can't change things and live for the here and now, but if you could go back and change how you did things, would you ?
Changes in taxation that Andy Burnham seems to be interested in


