Dogs on beds

In my opinion, there’s no such thing as being too close to your dog, after saying that, I have never allowed any of my dogs on the bed but if you do, that’s your choice.
All the other stuff you mention, walking her and playing with her is what all responsible dog owners do.
I don’t understand the problem of talking to your dog like a human.
Dogs can understand many words we say to them and our body language, that is how they respond to us and how we teach them.
As long as you are being firm and giving the dog boundaries, so that he makes a good companion, you can be as affectionate as you please.

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The first rule is that dogs need to know who is the boss.
Given that, being affectionate is lovely for both of you, but we draw a line at dogs in the bedroom, never mind on the bed. If it becomes too used to being with you all of the time, it won't like it when you leave it alone in the house, or the car etc.

As for talking to your dog as if it were human, I used to baby-talk to my dog - ‘Mummy love oo!’ etc. (I’m not normally soppy at all so I’m not sure why.)

Anyway, I was once doing precisely this in a densely wooded part of the park where I usually walked her (thinking I was quite alone) when I heard stifled laughter.

Looked up to see two blokes up a big tree, evidently wetting themselves laughing!
Still, if you can give someone a good laugh, your day is not entirely wasted. ?