To get a really crunchy crumble topping you can put the crumble mixture (it's also good to add breadcrumbs and/or oats) into a large frying pan and begin to brown, turning continuously with a spatula.
I saw this demonstrated by Raymond Blanc and it's the method I saw being used in the working kitchen of a National Trust property over an open fire (possibly Waddesdon Manor). Works every time. You can even make the filling and crumble separately on the stove top and assemble in individual ramekin dishes.
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