I stayed at home apart from part time work within school times so I lived on a tiny widows pension and pt earnings, we scrimped and I used to recycle, upcycle. I baked, cooked healthy meals, made homemade wine from hedgerows fruit, made desserts from the same, I sewed and repaired clothes, I still have my hand made quilt on my bed. My DD says she had a wonderful childhood, we spent money on books and films rather than holdays or getting into debt. I too help out with DGDs childcare as I want more for DD and her family than I had.
However I think that some families are a bit greedy, do they really need a holiday each year, you can live without one, is it necessary to have the latest video games etc. There needs to be a rethink of some peoples priorities.