Think what you like, but honestly, having to pay for incontinence pads, disposable washing cloths (because carers won't use an ordinary flannel that can be washed after use, or simply rinsed in cold water then scalded, as we did with wet nappies) mounts up.
Usually there are accidents too that necessitate changing bed linen - my washing-machine was on every day of the last two months of DH's life.
It is unreasonable to expect everyone to be able to afford incontinence pads, urinals, bedpans etc. themselves.
Scotland has made menstrual protection available free of charge to all young women. feeling, quite rightly IMO, that doing so is a better use of public money than ignoring absentism in schools and places of work by those who cannot afford to buy sanitary towels or wash the hand-knitted variety as our grandmothers did. So why should the ill and incontinent not be helped? Nobody enjoys being incontinent, after all.
Do I hear you say, "Where is the money to come from?" Well, you could fund a lot of it, if you persuaded those in government to reduce their own salaries somewhat!