Can I just put in a word for not having a survey. I've bought about 10 houses (not all at once!) and have had a survey done every time. I've never, ever had one tell me anything useful. Surveyors don't lift carpets or even move furniture to see what's happening behind the scenes and their reports are peppered with comments like "I couldn't access the loft space so can't comment on the roof timbers or insulation" so you pay your money and are left with huge holes in your knowledge if not your house.
One poster recommended a full structural survey which seems crazy on a flat which is still under the ten year NHBC certificate. I think of full structural surveys as being done on older rambling homes or properties that look like they could have serious problems.
If there is no cladding, the property is well maintained and there is an active management company with a maintenance schedule and a sensible amount in their sinking fund then a survey is extremely unlikely to be enlightening unless it's required to obtain a mortgage. If I buy another house I won't be having a survey.
this week’s unaccountable ear worm
