My mother passed away in 2005 and I had early retirement 2 months before.
At the time my father was slightly disabled in the physical sense. My mother left her half of the bungalow to me and I sold my house and moved in.
Unfortunately my father is in hospital and he now has dementia and it looks likely he willl be going into care.
Dad has very little money and his only substantial asset is half of the bungalow. The bungalow is worth about £400,000.
I have been paying about 70% of the bills since I moved in and Dad would have had to have found somewhere less expensive if I had not done this.
I have also spent about £70,000 from the sale of my house to bring it up to a good standard.
I have looked at Age Concern Factsheet 38 and it appears as I am a joint owner / occupier the bungalow will have to be disregarded for Care Home Fees.
The Social Worker has said that as Dad was disabled in 2005 I should have anticipated care could have been on the cards and the council may say deprivation of assetts has happened.
She said I will either be expected to move somewhere cheaper or to provide up to £200,000 for Dad's care plus any top up. I have also mentioned the amount I have spent on the bungalow and the fact I have been paying the majority of the bills and have receipts in my name but she said the council will expect half the value of the bungalow in its present state.
In view of the timescale and the fact there was no sign of dementia in 2005 when I moved in I do not think deprivation of assetts has happened and will be seeing a solicitor if the council demands the £200,000.
In the meantime has anybody had any experience of this type of situation which will give me some guidance.
Sue
Its a bit early in the day to send you a glass of wine! I think we need a big box of chocolates emoticon!
to many 
I've got another 'keen'... Ouch!
