Banks are businesses and are there to make a profit and most current accounts at the moment don't pay any interest at all on accounts in credit.
Lloyds Bank, TSB, Santander do pay interest and I am with them all.
We don't allow our accounts to go into the red so don't pay charges but I guess for people who do require overdrafts you should shop around, it's your money and is better in your pocket than the banks.
Where would we be without humour?
