Gransnet forums

Legal, pensions and money

Contactless cards

(33 Posts)
FarNorth Fri 25-Sept-15 00:48:50

Does anyone think contactless cards are a good idea?
It seems to me that if I were to lose a contactless card then anyone who finds it would be able to make purchases, which is less likely with a card needing a PIN.
Or am I missing something?

FarNorth Sat 26-Sept-15 19:23:27

Sorry, Martin, I won't be going in for any of that stuff. Sounds like a recipe for multiple disasters to me.
I'm thinking of asking for a non-contactless card also.

I always use a shoulder bag with the strap across my body, nowadays, as I am sure that tensing up one shoulder to carry a bag contributed to my getting an agonizingly sore shoulder a few years ago.

oldgoat Sat 26-Sept-15 18:46:15

Just remember not to carry your contactless card next to your Oyster card or you will suffer 'card clash'!

Luckygirl Sat 26-Sept-15 12:19:25

And I use a shoulder bag which I use crossed across my front (as well as face inwards) in crowded areas.

Bit miserable that we are having to take such steps. I guess the rise in drug use is a factor - addicts just need the cash.

Luckygirl Sat 26-Sept-15 12:17:37

Another safety ruse is always to carry your bag with the opening side facing your body. More difficult to get at for a thief.

rosequartz Sat 26-Sept-15 09:58:04

Call me old-fashioned but I don't like them at all.
We were sent them as replacement cards and I didn't realise they were contactless until I went to use it.
I asked the bank for a normal one and chopped up the other one, but DH still has his.

grandMattie Sat 26-Sept-15 09:49:13

I've got a friend who has attached a little sleigh bell on her purse - it rings every time it is moves. Drives me mad, but a good idea!

Martin321 Sat 26-Sept-15 09:46:56

Hi

You can also get a contactless band that you wear on your wrist - the bPay band (from Barclaycard - but you don't have to be a Barclay customer to get one) contains what is in effect the chip from a credit card embedded in a strap that you wear - so you don't even have to get your credit card out.

You can also get a sticker that attaches to the back of your phone, or a key fob to attach to your keys.

(I know all about this as I worked on the bPay project!)

Leticia Fri 25-Sept-15 19:04:30

I think they will be ideal for me in London- makes the underground so much simpler.

jinglbellsfrocks Fri 25-Sept-15 12:03:05

Riverwalk, sorry. I meant a card with a pin number when shopping. We are talking cross purposes. My fault! hmm

WilmaKnickersfit Fri 25-Sept-15 12:00:35

Thanks Anya I get the idea now. I've had bags with cords before that were attached with press studs and I used them to attach my keys. I like the purse on a chain idea a lot because I sometimes need to use a stick or a walker and feel my bags are vulnerable.

janerowena and MiniMouse that's a bit of a shocker!

patd Fri 25-Sept-15 11:57:34

now been increased to £30

Riverwalk Fri 25-Sept-15 11:47:15

No, he can't use a pin number at the ticket barrier - he just has to scan and go!

jinglbellsfrocks Fri 25-Sept-15 11:41:49

GS has his Oyster card, but I'm wondering now whether a card using a pin would be better for him.

Ana Fri 25-Sept-15 11:40:52

My bank sent me one which I hadn't asked for and there was no indication on the accompanying letter whether I could opt not to use it.

Called in at my local branch and was told that of course I didn't have to have it - so went home and cut it up! My old card still has three years to run before its expiry date and it would have meant changing the number on my online accounts etc., as well as worrying about the risk!

Riverwalk Fri 25-Sept-15 11:37:09

I think an Oyster season ticket would be cheaper but for the occasional traveller they're ideal

jinglbellsfrocks Fri 25-Sept-15 11:32:30

Oh! Can you choose?

Riverwalk Fri 25-Sept-15 11:32:26

They're also useful for people travelling in London who don't have an Oyster card - no cash payments allowed now for tube or buses.

MiniMouse Fri 25-Sept-15 11:31:01

Cashback not cash ask - bloody iPhone!!!

MiniMouse Fri 25-Sept-15 11:17:38

I was recently in a local shop when the customer in front of me discovered that her contactless card, which was still in her purse, had paid for her goods without her knowledge simply because it was within range. She was not happy because she had intended to ask for cash ask, but couldn't because the transaction had been completed! In theory, it could have been my shopping that she could have inadvertently paid for shock I've opted for a non-contactless card!!

jinglbellsfrocks Fri 25-Sept-15 11:02:57

Glad to read your post Riverwalk. My grandson now has his own current account which came with a contactless card. Tbh, the security thing had never crossed my mind until reading this thread. (He does love his card)

janerowena Fri 25-Sept-15 10:58:00

I have a bag with a zipped pocket on the front. I never keep anything in it - which is just as well as twice now I have got home and realised that the zip is undone and the lining has been pulled out.

Anya Fri 25-Sept-15 10:55:44

That's upside down!

Anya Fri 25-Sept-15 10:54:28

Here's mine attached to my rucksack. Clips on either end which I attach to the Zips. Got it on Amazon

WilmaKnickersfit Fri 25-Sept-15 10:38:28

Can someone please post a link to the kind of chains they are talking about? I can't quite imagine what you mean. blush How do you attach them to your bag or purse?

Riverwalk Fri 25-Sept-15 10:13:49

I find them very useful.

Recently I head a spokesman for the banks on the radio talking about how successful they'd been and there are security systems in place that will pick up sudden changes in use e.g. if they are used for a full £30 in a shop that you never normally shop in. He emphasized how customers are protected against fraudulent use.

I think they're as safe as any other card.