Marriage Allowance Nice Surprise

I did post about this a couple of years ago, so slapped hand glamma for not taking note.?

My H received it as I didn't pay tax and then a year later had to pay it back?

We did this a while ago when we first heard about it, but a good idea to to talk about it again glamma for those who don’t know.

Wow I must have missed it annsixty I was made aware that the person not paying the tax had to make the claim though not the taxpayer.
lemongrove trust me always behind the door when news is given out,I am never lucky with posts.

Hi, new to Gransnet and also new to this Tax allowance could someone please explain? I don't pay any tax on my pension or indeed anything else. However my husband does pay tax on his pensions. Would be grateful for any information. Thank you

I am guessing of course, but I imagine your pension income falls short of your Personal Allowance?

As advised by my guru Martin Lewis I transferred my my married allowance over to DH.
I am not working (child care for DGS) and as yet not eligible for my pension.
I filled the forms on line.

Yes it does.

Brunette10 I don't have time right now but will PM you to-morrow.

it causes problems for some. Can be difficult to un-do
I know someone who lost money be doing it shortly before their circumstances hit a change

so just be aware that its not for everyone

basically it was easy to do but they weren't allowed to switch it back when they needed to. Were told they had to wait a year!

I transferred my marriage allowance over to DH, then I received a letter saying that I owed £200 which I duly paid. My DH now pays less tax and I ended up out of pocket. So just be aware it is not in the interests of everyone.

Cherrytree I think you may be able to claim national insurance contributions as you look after grandchildren, pretty sure Martin Money saver (moneysavingexpert.com) tells all about it.

Midgy You are probably right.
However a recent thread on GN regarding National insurance contributions prompted me to check 're my state pension
It stated on the government site that although I can continue to pay /receive national insurance credits it will no longer count towards my state pension. (I have 38 qualifying years but require 40 for full pension)
Mad as am I am 59!

Cherrytree can you not buy years? (I think they're getting rid of that option in 2019 but at present the option to buy is still available in my government gateway account)

notanan
The first part of the Gov Forecast states I can buy 2015 and 2016.
It would be nearly £400 for one year and even more for the second.
Then second part of the Gov site states that National insurance contributions will no longer go towards my state pension.
All further contributions will go to towards health and benefits???

It may cost me more to buy the extra years than I would receive back in pension.
I think it could be as little as 4 pounds a week.