Travel insurance

There are lots of threads on GN about travel insurance, try doing a search in the search box at the top of the page.
I hope you get something sorted.

www.gransnet.com/info/search?q=Travel+insurance

Try this.?

We are returning from a holiday in France today. Dh has prostate cancer and we are both over 70. I got joint annual worldwide insurance from staysure, £300, Europe cheaper if course and they also do individual trip insurance too. Enjoy your hols, this us our first abroad for over a year.

It is possible to get travel insurance and say you don’t want to be covered for cancer. But be careful, as this would mean not being covered for anything the insurance company says is a side effect of the cancer or it’s treatment.

When my husband developed advanced prostate cancer (a cancer that would kill him) it became difficult to get travel insurance. Nationwide BS saved the day for us - we opened a FlexPlus current account (you don't need to make it your main current account), which includes a package of various benefits including worldwide travel insurance. I think it costs £13 a month. OH had to declare his condition, of course, and answer various questions, but they only seemed concerned about how many drugs he was taking for the cancer. After the screening they said they'd have to charge him an extra £80 or so, but that still worked out quite reasonably for us. You can check out the medical screening before you open the account, and you only need ton keep it as long as the insurance is useful to you.

We chose not to go outside Europe just in case there were complications, but everything worked out
fine and we had several enjoyable, precious holidays together during his final two years.

An EHIC covers you for treatment at the moment in Europe and Switzerland. Payment wise you are treated as if you were a citizen of that country. So in Switzerland you would be charged 10% of the cost, which seems reasonable. The only proviso is that you must be treated in a public and not private hospital.

I have in the past taken out insurance that covers me for everything but the one undiagnosed condition, for which, if I went abroad, I would have to rely on my EHIC. I have had to pay an additional premium on some conditions that they are prepared to cover.

I suspect that the EHIC situation is likely to continue in some guise after Brexit as no EU citizen would wish to find themselves unable to access our NHS when on holiday here. Another thing for Theresa to sort out!

I wasn't sure how much the EHIC would cover you for because we would like to plan a trip to Europe - when we've been further afield I have always taken out extra insurance which can be very expensive.

I have been recommended Boots travel insurance, by the local Macmillan Rep, she said lots of people had got good quotes from them. Also have a look at the MacMillan web site as there is a section about travel insurance on there.
Good luck with your treatment x

Its best never to really on the EHIC as a form of health cover. You simply get what's available free to the general public of that particular country. Its not until you are actually in that country that you can fully appreciate what that might be. What is free might be very substandard (especially compared to our National Health).
As to other countries using our NHS....I do not think we ever turn anyone away. I know a lot is owed by people who use us and then just return home.

mrsmopp it will depend on when you want to go, they will ask you when you had your last treatment, hospital visit etc. and this will affect the cost.
Might be best to wait until you are about to go and then get some quotes, we always use Saga, we get other quotes and often Saga will match them.

I would think it would cover emergency treatment - but if you required more specialised treatment and perhaps to be escorted home by medical staff then travel insurance would give peace of mind.

And, of course, if you luggage goes missing or a there is a problem with the holiday itself then travel insurance should cover that.

sorry, typos - should have checked!

We use Insure and Go, who keep costs down by stating that you must be treated initially under the EHIC scheme. So the insurance covers you for the usual travel stuff + medical repatriation or similar.

Sorry to hear of your serious health issue and hope your treatment is a success.
We have just taken out travel insurance from an unlikely source M & S underwritten by Aviva, first time with this company.
M & S staff were very helpful.
I was taking out a single policy for a cruise trip in November but the lady worked out the annual price with an extension of days up to 45 days for any trip for the year and it worked out almost £200 less. We are very pleased with this as it is worldwide cover and we both have health issues, hubby as just had a knew replacement in June.
Give them a ring and see what they advice.
A lot of people go with Staysure but our experience with them was not good.
When I tried to make a claim they asked if I had home insurance and because we had they said claim on that and they wouldn't pay out.

Yes - you need cover from an insurance as well as EHIC, which only covers treatment (with a contribution from you of whatever a native would have paid). The insurance covers other things like repatriation, extra accommodation if your return is delayed etc.

I have one condition which they will not insure me for so it is just EHIC for that - so, fingers crossed for me!