I had a letter telling me of a rebate and how I could have it paid directly into my bank account - think I had to log on somewhere to do this - although I knew it was genuine I just waited and eventually the cheque arrived in the post.
I agree about scam emails getting so sophisticated now -I just ignore all emails which could be dodgy and wait to see if I am contacted some other way too.
Harry and Meghan ‘royal’ tour of Nigeria.